How to Claim a Trump Account: The $1,000 Deposit and the Dell $250 Your child almost certainly has a Trump Account already. The Treasury opened more than 60 million of them automatically on October 1, 2026, and Michael and Susan Dell have deposited $250 into 25 million of them. But no one can see that money, add to it, or receive the $1,000 newborn deposit until a parent claims the account.
We've moved. After a summer of construction and one very long moving weekend, the Babb Financial Group team is now working from our new Flagstaff office at 1117 W. Route 66, the former KAFF building. The place is still being put together, but we wanted to share a few photos with you.
Some of the most important financial decisions we make have very little to do with math. On March 26, 2026, we gathered with clients and friends of the firm at the Moonshot Accelerator in Flagstaff for our Wealth & Wellness lunch event, an afternoon devoted to the why behind our money decisions. Our guest presenter, Emily Krushefski, CEO and Co-Founder of Emotional Innovations, shared research-based insights on how emotional patterns influence saving, spending, and long-term choices.
If you are an NAU employee within a few years of retirement, you have probably started asking questions that did not feel urgent on your first day. Back then, somewhere in the onboarding paperwork, was a retirement plan election form. You had 30 days to choose between ASRS and the ORP. Most people filled it out quickly, or missed the window and defaulted into ASRS, and moved on...
When a new employee joins Northern Arizona University, one of the first financial decisions on the table is also one of the most consequential. Eligible employees have 30 days to choose between the Arizona State Retirement System, known as ASRS, and the Optional Retirement Plan, or ORP. If no election is made within that window, the employee is defaulted into ASRS, and that default is irrevocable.
Gore's Associate Stock Ownership Plan is one of the more generous private-company retirement benefits in the country, and it also creates a specific set of financial planning decisions that do not come with an instruction manual. This covers what the plan actually allows, the tax strategy some associates have never heard of, and what health coverage looks like on the other side of Gore.
A new tax-deferred investment account for children launches July 4, 2026. Any child under 18 with a Social Security number is eligible. These accounts will be now be part of the investment discussion for minors, but two issues have gone largely unreported heading into the launch date. Notably, state tax may apply on an account that does not permit withdrawals, and an estate tax gift form may need to be filed even though contributions are below the annual gift exclusion. Here is the full picture.
At certain points in life, financial decisions can begin to involve more moving pieces and greater coordination. Maybe it's approaching retirement. A business transition. An inheritance. Or simply the realization [...]
A highly concentrated stock position often represents success. It may come from building a business, working at the right company, or holding a long‑term winner. Over time, however, that success can quietly introduce a new form of risk: having too much of your financial future tied to a single company.
For married couples, the Social Security claiming decision is not two separate choices. It is one coordinated strategy that affects household income for both spouses, including the one who outlives the other. The core question is not simply when to turn it on. It is how to sequence both claims to protect income today and create the strongest possible foundation for whichever spouse lives longer. This article explains how spousal and survivor benefits work, why delaying the larger benefit often makes sense, and how taxes fit into the picture.
