Secure Act 2.0
After months of debate, Congress finally passed some major changes to retirement laws at the end of 2022. The Secure Act 2.0 is a piece of legislation that makes a [...]
The A, B, C’s and D’s of Medicare and More!
As you approach Medicare, you may find it daunting to make the right choice. With all of the letters, mail, and advertisements, it’s no wonder people can find Medicare overwhelming. [...]
Key Provisions of Student Loan Forgiveness
In the summer of 2023 the U.S. Supreme Court has struck down the loan forgiveness portion of the administration's plan. This leaves the below information out-of-date, however, the new SAVE [...]
Qualified Charitable Distributions (QCD)
Many people believe they are getting a tax benefit from their donation, but did you know that you must have itemized deductions higher than the standard deduction to be able [...]
Donor Advised Funds (DAF)
Many people believe they are getting a tax benefit from their donation, but did you know that you must have itemized deductions higher than the standard deduction to be able [...]
Roth Conversions, to Convert or Not Convert, that is the “?”
To determine whether a Roth conversion is right for you boils down to two rates, your current marginal tax rate, and your expected future marginal rate. If you believe your [...]
Market Returns During Past US Recessions
Given all the media attention surrounding the possibility of a recession, we thought we would share some facts as it relates to past recessions. Before the Covid recession of 2020, [...]
Bear Markets
As of the close of market on June 13, 2022, the S&P 500 has receded to levels that were last seen in February 2021 which is officially a bear market [...]
Stay The Course
A recent Morningstar report looked at fund managers that implement market timing strategies also known as Tactical Strategies. The report examined the results of two types of funds, each holding [...]
Implementation of Ideas
A cornerstone of Dimensional Funds research is the idea that there are higher expected returns within different asset classes also referred to as ‘Dimensions’ of return. For instance, it is [...]